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Financial Aid

 

UPDATE: FINANCIAL AID APPLICATIONS DUE MARCH 2ND!

Where to get Financial Aid Support?

AHS College and Career Center I-204 Or Cabrillo College Cash for College (Financial Aid workshops)

 

What to bring:

Student’s social security card & drivers license/State ID

Parent’s Social Security Number & date of birth

Student’s & Parent’s 2018 Federal tax returns & W2s

Student’s & Parent’s 2018 bank & investment statements

Any records of untaxed income

Student’s permanent resident card or green card (if not a citizen)

Student & Parents FSA ID, if you have one

 

 Details for financial aid support

AHS College and Career Center I-204 Available M-F During Lunch or after school until 4:30pm. Drop ins are welcome, appointments available

 

Cabrillo College's workshops are open to all community high school seniors, college students. and parents. Get one-on- one advising for the 2020-2021 FAFSA or Dream Act applications. 

Cabrillo Aptos Campus Workshops

Monday, February 10, 2020 2pm-4pm  SAC WEST 202 

Tuesday, February 18, 2020 3pm-6pm  SAC WEST 202 

Wednesday, February 26, 2020 1pm-3pm  SAC WEST 202 

Cabrillo Watsonville Campus Workshops

Thursday, February 13, 2020 3pm-6pm  Room A350

Wednesday, February 19, 2020 2pm-4pm  Room A350

Monday, February 24, 2020 1:30pm-3:30pm  Room A350

 

 

Financial Aid Information 

Navigating through all the different types of financial aid can be daunting and confusing, but take heart and know that there are many different ways to fund your education! The information here is meant to provide a brief overview of the different types of grants and loans available but please refer to the websites listed for more details.

  • FAFSA

    In order to be eligible for financial aid at most colleges, students must complete the FAFSA (Free Application for Federal Student Aid). The FAFSA is used to determine a student’s financial aid package (i.e. eligibility for various grants, work study and different types of student loans). Even if you know you will not qualify for any free aid, filling out this form is often the first step to applying for many types of aid including federal loans and college scholarships. Senior students and parents can file their FAFSA online with the Department of Education at their website www.fafsa.ed.gov.

  • GRANTS

Grants are need-based financial aid that does not need to be repaid.

Cal Grants

Cal Grants are given based on academic record, financial need and eligibility requirements. The Senior GPAs have been electronically uploaded to the Student Aid Commission. Students do not need to complete a Cal Grant GPA Verification Form.  To be eligible for the Cal Grant, students must fill out a FAFSA application by March 2nd.

After you have filed a FAFSA, you can go on-line and check the status of your Cal Grant application by logging on to WebGrants for Students and creating a WebGrants for Students account. This secure site will let you view the status of your Cal Grant or Chafee Grant application, update your address, view payment history or report your college of attendance to the Commission. mygrantinfo.csac.ca.gov/logon.asp

Federal Pell Grants

Pell Grants are need-based grants awarded to undergraduates who qualify. You must submit the FAFSA in order to be eligible for Pell Grants. This is money from the federal government. www.ed.gov/programs/fpg/index.html

  • LOANS

Student Loans: are monies students borrow that must be repaid with interest.

Federal Direct Loans

You must complete the FAFSA in order to qualify for direct loans. Direct loans are awarded by the US Department of Education (as opposed to a private financial institution). There are two types of direct loans: subsidized and unsubsidized.

  1. Subsidized loans will not be charged interest while enrolled in school at least half-time, during the grace period, and during deferments.

  2. Unsubsidized loans will accrue interest all periods, including the time in school, the grace period and deferment periods. For more information go to www.dl.ed.gov/borrower/

Parent Loans: There are also direct loans available for parents, more commonly referred to as the Direct Plus Loan. For more information, please go to www.direct.ed.gov/parent.html

  1. Federal Perkins Loans are loans where colleges are the lender and award the loan funds. Students pay no interest on their loans while enrolled at least half-time and must begin repaying the loan 9 months after graduation, leaving school, or being enrolled less than half-time. The interest rate is fixed. You must complete the FAFSA in order to qualify for Perkins loans. For more information go to www.ed.gov/programs/fpl/index.html

2. Federal Stafford Loans another type of federal loan for students. There are two types of Stafford loans: subsidized and unsubsidized:

• Subsidized Stafford loans means the government will pay the interest on your loan up till 6 months after the student leaves school.

• Unsubsidized Stafford loans are available regardless of financial need; however, the student is responsible for all interest accrued from the time the loan is disbursed.

• Website: www.staffordloan.com/ You must complete the FAFSA in order to qualify for Stafford loans,

Federal PLUS loans for parents may also serve as a supplemental source of money for students IF the student has a Stafford loan.

  • CSS/PROFILE

The CSS/PROFILE is utilized by some colleges, universities and scholarship programs to award non-federal student aid funds. In order to complete the PROFILE, students must register with the College Board at student.collegeboard.org/css-financial-aid-profile and you will be charged a fee for submitting your application.